If you own a home in the UK, you're probably closer to the Inheritance Tax threshold than you realise — particularly in the South East, where house prices alone push a lot of ordinary families over the line. You don't have to be wealthy for this to matter. We work with families across a wide range of estate sizes. And if, a few minutes into the call, it's clear we can't be useful to you, we'll tell you that rather than waste your time.

The 20-minute review is completely free. If we recommend putting a plan in place, what it costs depends on the size of your estate and the structures involved — most estate plans we prepare come in between £3,000 and £5,000, all-in. You'll always get a clear, written breakdown of costs before you commit to anything. No hidden fees, no surprise bills, and no obligation to proceed.

This is the worry almost everyone raises first and the short answer is no, you don't lose control. Properly structured, you stay fully in charge during your lifetime. You carry on living in your home, you can sell it, downsize, remortgage, move, or change your mind, just as you can now. We'll walk you through exactly how it works on the call, in plain terms, before you decide anything.

A will is a set of instructions that only takes effect after you die — and it almost always goes through probate, which can take six to twelve months and becomes a matter of public record. A trust is a legal arrangement set up during your lifetime that holds assets for the people you choose. The two often sit alongside each other, and the right combination depends entirely on your circumstances. We'll go through what makes sense for you specifically.

Lives change. Children, grandchildren, house moves, divorces, health. Most of what we put in place is designed to be amended as your circumstances evolve. We'll be upfront about exactly what can and can't be changed before you agree to anything, so there are no surprises later.

Estate planning, wills, and trusts are not regulated by the Financial Conduct Authority. We are members of recognised UK industry bodies. Your consultation will be with a qualified UK estate planning specialist who has at least five years' experience advising families on exactly these matters — not a call-centre script.

Usually, yes. A will only takes effect on death, it doesn't deal with Inheritance Tax planning, your exposure to care fees, or what happens to your assets while you're alive but unable to manage them. We review existing wills all the time, and we tell plenty of people theirs is fine as it is. The review is genuinely a sense-check, not a sales pitch.

It's a fair question and it isn't only an "old age" issue; an accident or sudden illness can do it too. A lasting power of attorney lets the people you trust step in and manage your affairs if you can't. Without one, your family may have to apply to the Court of Protection — which is slow, costly, and stressful. We'll check what you've got and explain what's missing on the call.